Applicability of Privacy Policy

The privacy policy covers all information that is collected through Nexter’s services from current and former users. Services include any content, products, features, technologies, and or functions related to the mobile app or website affiliated with Nexter. Even as a former user, your information is shared as described in this policy. This policy specifically applies to services and not to practices of any Nexter service.
 
In this policy the phrase personal information is used to describe information that is connected to a certain person and is effectively used to identify that person. Nexter does not consider personal information to be anonymous and does not identify a specific person.
 
Collected Information
 
Any user that utilizes the app or website has their IP address and basic web information including browser type and pages related to the site. Further, Nexter obtains geolocation information. Any user that objects to our terms listed above may not utilize our service. 
 
Obtaining a Profile with Nexter and Collection of information From User:
 
Account Information — text enabled / cell and wireless telephone number, machine or mobile device ID.
 
Identification Information – The users name, street address, email, along with date of birth and even may include SSN.
 
Device Information – Information from user (a) from cell phone and or computer including device type, machine and or mobile device identification number and geolocation information along with time zone, language setting, browser type and even IP address. (b)  from third parties with the intent under transaction processing, identity verification, fraud detection, and or prevention purposes. For fraud prevention, Nexter may link the users machine ID with the same machines of other individuals who use the same cards.
 
Geolocation Information – Any information that shows the users location by utilizing longitude and latitude coordinates obtained by GPS and or WI-FI and or cell site triangulation. The information collected will help reduce fraud. Moreover, the user may be asked for his or her current location within the settings. Declining geolocation services may result in reduce service from Nexter. 
 
Social Web Information – Nexter may obtain credentials from other social media platforms that are affiliated with Nexter. If you authorize a social media platform, the plug in allows us access to your email address, and the social media account credentials. Nexter also allows the user to import data from other social media web services. The user can manage certain contact preferences and notifications in account settings.
 
Financial Information – Nexter may obtain bank account online log in information, bank account and routing number along with credit cards and debit cards linked to Nexter. 
 
Nexter is committed to providing a secure service for users. As a result, Nexter may ask for additional information to verify your identity and or address and or other information to prevent fraud and or a unfavorable user experience. Further, Nexter may collect information from you in various ways that are not listed here. 
 
Information from Children
 
Nexter services are not designed for children under 13. If we have discovered there is information from a child under 13 we will move forward with the process of deletion unless we are obligated to retain the information by legal means.
How we use Cookies
 
When you use our services and or our website we may use cookies and other tracking technologies. Cookies are used to recognize you as the user. The other various tracking technologies is utilized by Nexter to enhance the user experience. If you decline or disable cookies, your use of services may be limited. DNT is an option in the browser setting. Nexter does not respond to DNT signals.
 
How Nexter Protects and Stores Personal Information
 
Nexter uses third party data centers in the US. This information is protected by physical,  electronic, and procedural safeguards in accordance with US federal and state regulations. Nexter also uses firewalls and data encryption. We authorize access to employees and contractors of Nexter for job related reasons. If Nexter learns of a breach we may attempt to notify you electronically so you can take the appropriate steps to protect yourself and your personal information. Further Nexter may post a notice on the app or website if there is a security breach. To receive notice of security breach or to withdraw consent from receiving notice, you can send an email listed on our site.
 
How Nexter uses personal information that is collected:
 
A.) Process transactions effectively and send notifications concerning the transactions related to network activity.
B.) Correct disputes, collect fees, and or troubleshoot issues.
c.)Avoid fraud and or illegal activity, and or enforce Nexter’s user activity agreement which is related to Nexter’s risk and fraud tools.
D.)Create an account related to Nexter’s account and a third party platform.
E.) Send updates related to new products and services for our users.
F.)Compare and contrast relevant information for accuracy and confirm it with third parties
G.)Engage in relevant duties as mandated by law.
H.)Any user that elects to share geolocation information, Nexter may use that information to enhance security of the services and may use that information to provide the user with location specific options, marketing, search results, or other  location related content.
 
How Nexter shares Personal Information within the Network
 
To effectively process transactions, Nexter needs to share some of the users personal information with the person or company that is receiving or sending the transaction. The users contact information, date of signing up, along with amount of payments and other verification metrics may be provided to the sender or receiver of payment transactions.
Nexter works with vendors to allow them to accept payments related to Nexter. As a result, a vendor may information. Nexter uses this information to confirm with the vendor that the information is accurate and help ensure any transaction is effective for the user,
Any credit card/ debit card information along with bank account number is not disclosed to the sender or receiver unless mandated by a court of law.
 
 How Nexter shares Personal Information with Other Parties
 
Nexter does not share user information with third parties for their own personal marketing purposes. Some information of users may be public information and be seen on the web regardless if the viewer has a Nexter account. Public information may be viewed by, downloaded, or reshared through Nexters API or third party services.
 
A.) Public Information for Nexter personal profiles includes Nexter username and or profile picture along with name and or date of signing up and or list of transactions.
B.) Public Information for business profiles consist of business accounts and profile pictures and or QR codes and other information that may be connected to the business account.
 
Additionally, your transactions on Nexter may be seen by a logged in Nexter user. You can may adjust this setting in the privacy section in your account settings.
 
 Nexter May share your personal Information with:
 
A.)Affiliates and subsidiaries with the understanding that the information is shared for relevant purposes to help the user experience.
B.) Companies that Nexter plans to merge with or be acquired by or in the situation of bankruptcy, a bankruptcy estate. In the event of any of the listed above, we require the outside company to follow Nexters privacy policy.
C.)Law enforcement and or government officials and or other companies that Nexter is legally ordered to give information.
D.)Third party companies that can and or will assist Nexter in prevention of fraud.
E.) Other Nexter users that engage in transactions and depending on the privacy setting of each user.
F.)Service providers who have a contract with Nexter that assist in operations for the company.
G.) Various third party companies that have consent by a user in connection to the  third-part account platform.
H.) For assurance of the privacy policy, an account connection is a connection the user authorizes or enable between your Nexter account and a non Nexter account. When a user authorizes a connection, Nexter and the third party will exchange your information and other personal information directly.
I.) When a user connects their Nexter account to another financial account directly or through an external service provider, Nexter may have access to the user’s account balance and transactions. If any user elects to create an account connection Nexter may receive information from a third party about the user and the user’s use of third-party services.
J.) Information that Nexter shares with a external party in relation to an account connection will  be used and disclosed in relation to the external parties privacy practices. Before any user authorizes an account connection, the user should review the external parties privacy policies.
K.) If a user uses IMessage, Siri, RFID technology, or any other external services to send/receive payments in connection with Nexter or any other relevant services, means that you must review and comply with the external parties terms and conditions.
 
How Can a User Access or Change their Personal Information?
 
A user can review and or change personal information by going to the settings section.
 
Links to Other Services and or Sites
 
Nexter services may have links to or allows users to link to third party services or websites. Nexter does not control the information that is collected by third party services or websites. Nexter recommends users to be aware of linking to a third party service or website. and to read the privacy policy of each third party service and website.
 
Changes To Our Privacy Policy
 
Nexter is continuously aspiring to improve our privacy policy and services for users. As Nexter’s services advance so will the updates for privacy policy. When Nexter updates a privacy policy, we will post the new revision for our users. If there is a change in the way Nexter uses personal information, we will send the user an email notification, or post the modification on our app or website. It is the users responsibility to periodically review the privacy policy.
 
How to Contact Nexter
 
To contact Nexter please go to the contact us portion and enter your information to send a message or send an email to Nexter.
 
California Consumer Privacy Act:
 
Nexter is addressing certain disclosure requirements under the California  Privacy Act of 2018 for California residents. This notice should be read in concert with Nexter’s policy and applies to all California residents who visit our sites and or engage in our services.